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Minimize default risks and optimize credit management

Default risk is of central importance in the finance department, as a payment or receivables default is associated with financial losses and, in the worst case, can lead to payment difficulties. Credit management supports your company in determining the risk of bad debt losses vis-à-vis your business partners at an early stage and in making credit decisions efficiently and, in some cases, automatically. With the introduction of the new Credit Management in Financial Supply Chain Management (FIN-FSCM-CR), data from the Accounts Receivable (FI-AR) and Sales and Distribution (SD) components is collected and made available to the user in real time via the interface of the new Credit Management. This is a comprehensively integrated and cross-system application.

The new credit management in S/4HANA provides a comprehensive picture of the business partner and the risk of default that can be expected. It also enables an automated check of creditworthiness at order entry and at the time of goods issue. Due to the highly integrated solution, bad debt losses can be reduced in the new credit management and business partners can be evaluated faster and more reliably.


  • Functions from different approaches to credit management are consolidated in the FSCM Credit Management solution
  • Use of a comprehensive and cross-system solution
  • The business partner solution is integrated in the new set-up
  • External systems can be connected to the FIN-FSCM-CR solution
  • Creation of a higher degree of automation
  • Simplified and documented credit decision as well as credit rating of business partners
  • Less redundant data
  • Workflows for processing credit limit applications
  • S/4HANA reporting can be used
  • Fiori apps from the credit management area are available for evaluations
  • FIN-FSCM-FR offers additional functions that can also be activated at a later date

An excerpt of our Finance & Controlling projects.



Conception of new reporting options

Conversion of the classic credit management system to the new one

Migration of credit management data from SAP ECC to S/4HANA


PIA Automation

PIA Automation

Conversion from FIN-AR-CR to FIN-FSCM-CR & introduction of credit check

Implementation Flexible Workflow in Finance & Flexible Workflow for Credit Management Processes

Our services

  • Analysis of the data of your legacy system
  • Weighing up whether conversion should be carried out by means of a project or as preliminary work in the legacy system
  • Implementation and migration of your credit management project
  • Definition of the necessary business partner settings
  • Set-up of the credit management data in SAP S/4HANA


  • With certified know-how, we analyze the data of your legacy system, clean it up and thus ensure that no redundant credit management data exists in SAP S/4HANA.
  • Thanks to the necessary experience from various FICO projects, we can weigh up whether the conversion should be carried out by means of a project or as preliminary work in the legacy system.
  • Our SAP experts support you with their expertise in the implementation and migration of your credit management project and guarantee a future-proof FSCM credit management solution. 

Minimize default risks!
Optimize credit management!

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